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Tax Cost Calculator
I usually include a spreadsheet when I post something about numbers and calculation. That way you can play with your own assumptions. I didn’t do one in my post last week Dividend Tax Going Up, Moving...
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When To Claim Social Security Calculators
Social Security is so complex that a cottage industry has emerged to help figure out when to claim Social Security. Software companies sell their Social Security optimization tools to financial...
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Financial Engines was founded by Nobel laureate William Sharpe. It offers investment advice primarily through workplace retirement plans. Recently Financial Engines launched a free Social Security...
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Mega Backdoor Roth Without In-Service Distribution
I’m encouraged by the result of my anonymous poll on the availability of non-Roth after-tax contributions in your 401k or 403b plans. Indeed a good 40% of respondents reported having it available....
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Mega Backdoor Roth Without a Big Paycheck
Life isn’t fair. Some people want to do the mega backdoor Roth (see previous article The Elusive Mega Backdoor Roth), and they can afford it, but their 401k/403b plans don’t let them. Some people are...
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Calculator: Break One CD To Buy Another CD
After getting my email to subscribers about the 3% 7-year CD last week, a reader asked me how to decide whether it’s worth breaking an existing 2% CD with 2 more years to go in order to get into a new...
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2018 Tax Calculator With ACA/Obamacare Health Insurance Subsidy
Since the passing of the new tax law, major tax software vendors such as TurboTax, H&R Block, and TaxACT updated their online tax calculators to include a comparison between 2017 and 2018....
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Fidelity Retirement Calculator Review
I went to the local Fidelity branch a couple of weeks ago to give them a filled out form for a free international wire transfer. I saw other clients being greeted and led into the offices in the back....
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See Your Social Security Benefits Estimate In an Interactive Chart
Although I’m many years from being eligible for Social Security, I created a my Social Security online account with the Social Security Administration. I did that as a part of the “plant your flag”...
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Calculator: How Much of My Social Security Benefits Is Taxable?
Social Security benefits are 100% tax-free when your income is low. As your total income goes up, you’ll pay federal income tax on a portion of the benefits while the rest of your Social Security...
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